Month: December 2020

Investment Harmony

Investment Harmony It’s the season for carol services and I have been to one in which my wife was in the choir and watched two that were ‘live streamed’. So much around us is undergoing change. We will, for example, miss having children with us at Christmas for the first time we can remember. In…

Your Important Stuff

There has been a lot of concentration lately on the UK trying to achieve a smooth exit from the European Union. It has made me think about how I can achieve a smooth exit from this life! Don’t get me wrong, I am in no hurry to leave, as I wasn’t with the EU. I…

When pension income is not enough

With the news that the Arcadia Group has called in administrators some 10,000 or so employees who are members of their defined benefit pension scheme will now be faced with having their pensions paid by the Pension Protection Fund (PPF). The PPF was established largely in the wake of the Maxwell pension scandal of the…